Special Catch-Up
Participants who have not contributed the maximum deferral rate may be permitted to make extra catch-up contributions to the Plan in the three years prior to attaining their normal retirement age. The total amount of contributions (normal and catch-up) cannot exceed IRS contribution limits. The amount available for the special catch-up depends on how much the participant under-contributed in previous years.

Age 50 Catch-Up
Participants who are age 50 and older, and contributing the maximum amount allowable to the Plan, may contribute an additional amount up to the IRS catch-up limit.

The Age 50 and Special Catch-Up provisions may not be used in the same calendar year.

To review the current IRS contribution limits please see Contributing to the Plan.