Colorado PERA DC Plan

Vesting in the Plan

The vesting schedule is determined by number of years of participation, not PERA service credit. One year of participation equals 12 months of contributions.

Your contributions: 100% immediately vested*

Your Employer’s Contributions:

50%Immediately*
60% At the end of one year of membership*
70% At the end of two years of membership*
80% At the end of three years of membership*
90% At the end of four years of membership*
100%At the end of five years of membership*
* Plus/minus investment gains/losses, minus fees.