Through the PERAPlus 401(k) Plan you have access to Voya Retirement Advisors. This service offers you objective, professional financial advice and planning to help you set and meet your retirement goals. Voya Retirement Advisors use information on file about your retirement plan balance and PERA benefit, and allow you to include a Social Security estimate to develop a retirement income projection for you. You are encouraged to add more data to the analysis, such as your other retirement resources like savings or investment accounts, in order to look at the entire picture. The service helps you consider whether your savings will be adequate and explores changes designed to improve the chance of meeting your retirement goals.

Voya Retirement Advisors offer you two ways to get the support you need:

1. Use Online Advice, an interactive service, accessible through this website. This service is available at no additional cost.



2. Enroll in Professional Management if you prefer to delegate management of your account to a professional advisor. Call for a no-obligation retirement assessment. If you decide to enroll, a monthly fee will apply.

Compare the two service options

You do the work with Online Advice.	We do the work for you with Professional Management.
You use our online tools to build your strategy.	We design a personalized plan for you.
You get specific fund recommendations.	We rebalance your account.
You can login at any time to see if you’re on track.	We regularly monitor your account.
You request the transactions for your account.	We make adjustments as needed.
You get online help/technical support or by phone.	We have VRA Investment Advisor Representatives you can to talk to.
You can sign up for email updates.	We keep you informed with regular updates.
Available at no additional cost.	Low fee through the PERAPlus 401(k) Plan.

For more information about the Voya Retirement Advisors, please review the Service Overview which details the fees associated with Professional Management.

** Advisory Services provided by Voya Retirement Advisors, LLC (VRA). Voya Retirement Advisors does not give tax or legal advice. If you need tax advice, consult your accountant or if you need legal advice consult your lawyer. For more information, please read the Voya Retirement Advisors Disclosure Statement. A Disclosure Statement may be viewed online by accessing the Voya Retirement Advisors link through this website. You may also request a Disclosure Statement from a VRA Investment Advisor Representative by calling 1-800-759-7372 and selecting the PERAPlus option. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC.