The Colorado PERA 401(k) Plan is a powerful way to save for your retirement. The more you know about the Plan, the more control you’ll have over your financial future.

Click on a topic to learn more about the specifics of the Plan.

• Joining the Plan
• Accessing Your Account
• Contributing to the Plan
• Catch-up Contributions
• Employer Matching Contributions
• Employer Discretionary Contributions
• Missed Contributions During Military Leave
• Direct Rollovers to the Plan
• Returning Forms
• Vesting in the Plan
• Choosing Where to Invest
• Keeping Track of Your Account
• Transferring Money Among the Funds
• Voya Retirement Advisors
• Fees
• Investment Fees
• Borrowing Money from Your Account
• Withdrawing Money from Your Account
• Roth Withdrawals
• Distribution Options When Terminating PERA-Covered Employment
• Retirement Consultants for Transition Counseling
• Roth Option



• View all Plan Highlights Topics